It’s important to get help if you are considering bankruptcy or have made up your mind to file. A bankruptcy lawyer in Glendale can lessen the complexities of filing for bankruptcy, and show you how to file for chapter 7 bankruptcy, which can be as complicated to file as a chapter 13 bankruptcy. If you choose to file for a chapter 13 bankruptcy, a bankruptcy lawyer in Glendale will be sure...Read More
Planning to file chapter 7 bankruptcy? A bankruptcy lawyer in Glendale, AZ should be your first phone call once you have decided to file. Chapter 7 bankruptcy moves quickly but it involves a lot of meetings and paperwork, not to mention the requirements you must meet to be eligible to file for chapter 7 bankruptcy in the first place.
A bankruptcy lawyer in Glendale, AZ can help walk you...Read More
What is chapter 13 bankruptcy and is it right for you? If you are facing insurmountable debt, you are probably thinking about bankruptcy options. You can and should have chapter 13 bankruptcy explained by a bankruptcy lawyer in Glendale, AZ, to fully understand it and how it applies to your situation. A simple explanation may help you in your decision making process.
What is Chapter 13...Read More
If you find yourself cringing every time a new bill comes in the mail, not opening letters from creditors, or hiding from the phone when it rings in case it is a collections agency or biller on the other end of the line — it may be time to call a bankruptcy lawyer in Phoenix and discuss the option of bankruptcy.
It can be surprisingly easy to lose your financial footing. A medical problem may...Read More
When it comes to dealing with debts and payments, there are times when challenges become difficult to navigate without assistance. A bankruptcy lawyer in Surprise will help you face these problems.
As a consumer, you may not know when it is wise to file for chapter 7 bankruptcy or chapter 13 bankruptcy, and it can be hard to know what each actually entails. Here are the top three reasons to...Read More
By Larry Karandreas Tax debt can create a large financial impact on people’s lives. While you may be able to settle tax debt with the IRS, many times people do not have the cash to make a lump-sum settlement. When the IRS sets-up a payment plan, those plans can take years to complete, with interest accruing on the entire balance owed until paid off. Hiring a Phoenix Bankruptcy Attorney...Read More
By Larry Karandreas Type in the words “Phoenix Bankruptcy Attorney” in your favorite search engine and you will find a plethora of paid ad listings using terms such as “cheap” or “low fees” in order to entice you to click. Sometimes you may even see listings showing actual fee quotes to file a Chapter 7 Bankruptcy such as “$500.00,” “$699.00″ or even “$0.00 down to file” (the...Read More
When you file a Chapter 7 or Chapter 13 Bankruptcy, the automatic stay of 11 U.S.C.§362 will stop collection activity, including collection activity conducted by the IRS and the State, in most, if not all cases. To make sure that your rights are protected, proper legal representation is a key to success.
While the automatic stay is a powerful statute, there have been instances where revenue...Read More
By Larry Karandreas For the past 22 years, I have noticed that a major cause of my clients’ filing for bankruptcy relief are medical issues and debt related to their medical care. If you have large medical debt or are being sued or garnished for medical debt, filing a bankruptcy will stop medical collections in its tracks.
When you file a bankruptcy, the automatic stay created by your filing...Read More
By Larry Karandreas Before my clients file a Chapter 7 or 13 Bankruptcy, I often instruct them to stop automatic withdrawals from personal bank accounts for payments to creditors. Many times my clients are unaware of their rights with respect to such withdrawals and sometimes the banks do not make it easy for them to stop such payments. The Electronic Funds Transfer Act does provide some...Read More
Filing a Bankruptcy can be a challenge and to be successful the decision to hire a bankruptcy attorney is a critical step. Unfortunately, not all attorneys have the experience and knowledge necessary to prepare and file a bankruptcy petition.
As an experienced Chapter 7 and Chapter 13 attorney for over 20 years I have seen first-hand cases where attorneys attempted to assist debtors with their...Read More