By Larry Karandreas Tax debt can create a large financial impact on people’s lives. While you may be able to settle tax debt with the IRS, many times people do not have the cash to make a lump-sum settlement. When the IRS sets-up a payment plan, those plans can take years to complete, with interest accruing on the entire balance owed until paid off. Hiring a Phoenix Bankruptcy Attorney...Read More
By Larry Karandreas For the past 22 years, I have noticed that a major cause of my clients’ filing for bankruptcy relief are medical issues and debt related to their medical care. If you have large medical debt or are being sued or garnished for medical debt, filing a bankruptcy will stop medical collections in its tracks.
When you file a bankruptcy, the automatic stay created by your filing...Read More
By Larry Karandreas Before my clients file a Chapter 7 or 13 Bankruptcy, I often instruct them to stop automatic withdrawals from personal bank accounts for payments to creditors. Many times my clients are unaware of their rights with respect to such withdrawals and sometimes the banks do not make it easy for them to stop such payments. The Electronic Funds Transfer Act does provide some...Read More
Filing a Bankruptcy can be a challenge and to be successful the decision to hire a bankruptcy attorney is a critical step. Unfortunately, not all attorneys have the experience and knowledge necessary to prepare and file a bankruptcy petition.
As an experienced Chapter 7 and Chapter 13 attorney for over 20 years I have seen first-hand cases where attorneys attempted to assist debtors with their...Read More
In Arizona law, until such time as your name is no longer on the title to your home, you should continue to pay your homeowner’s association fees that are assessed. Walking away after filing a bankruptcy is sometimes not enough to eliminate your personal obligation.
When filing a Chapter 7 or Chapter 13 Bankruptcy in Arizona, there is simply no reason to pay all the attorney’s fees up-front before your case can be accepted. It upsets me when clients call me for help with their attorney who will not return their phone calls. These clients feel trapped by an attorney who has been paid in full and has done virtually nothing. It is a mistake to pay an...Read More
I was not certain how to begin this blog which began with the launching of my new website, http://abankruptcylawyerwhocares.com/. I decided on the topic suggested in the title because it is a phrase I have heard from many clients. Sometimes these clients are trying to change my mind about advice given to them because that is not what happened to “their friend’s friend.” I always...Read More